[Chester B. Stone, Jr.]

Ken, you may want to consider what I have done. I sold my home in the mountains of Colorado and purchased a home on the beach in San Carlos, Sonora, Mexico, which is basically an American retirement community with the benefits of lower costs, deep-sea fishing, golf and great friends. We travel in the hot and humid summer months in our Newell is the states where it is cooler thus avoiding being a full-timer. I am sure this is not a lifestyle for everyone, but it works for me and I consider myself to be much safer here than many in many cities in the US.