Hi Pairodice,
Newells are custom built from the ground up and no 2 newells are a like. Most banks will not loan on an RV over 10 years old regardless of brand, which is why people tend to go with their credit unions if they are a member of one since most will loan if you have 1, the credit and 2, a good re-pore with them. If you get an appraisal on the newell coach you have picked out that might change the mind of the larger banks if your looking to get a loan. You have the right idea, drive it for a year or two the upgrade. I think that is what most do and the great thing about that is there will always be a buyer for a Newell so you really can't loose. To get an idea of the values take a peak at
NewellClassifieds.com
Hopefully I answered some of your questions,
Sean